Generated by All in One SEO v5.0.1.1, this is an llms.txt file, used by LLMs to index the site. # BPR Sentra Dana Makmur BPR SENTRA DANA MAKMUR selalu memberikan layanan yang terbaik kepada nasabah, agar nasabah selalu mendapatkan layanan yang nyaman dan cepat. ## Sitemaps - [XML Sitemap](https://bprsentradanamakmur.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Pos - [Kenali 4 Jenis Unik Link dan Risiko Investasinya Versi OJK](https://bprsentradanamakmur.com/kenali-4-jenis-unik-link-dan-risiko-investasinya-versi-ojk/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] Liputan6.com, Jakarta – Bank Dunia prediksi pertumbuhan ekonomi Indonesia mencapai 4,7% pada 2025. Prediksi ini lebih rendah dari sebelumnya 5% pada 2024. Demikian diungkapkan Bank Dunia dalam laporan June 2025: Global ## Laman - [Beranda](https://bprsentradanamakmur.com/) - Selamat Datang di Bank Perkreditan Rakyat Sentra Dana Makmur BPR Sentra Dana Makmur Terdaftar dan diawasi OJK serta merupakan peserta Penjamin LPS. - [Deposito](https://bprsentradanamakmur.com/deposito/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_image src=”http://bprsentradanamakmur.com/wp-content/uploads/2022/02/slider-2.jpg” title_text=”slider-2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ min_height=”1332.5px” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_orientation=”justified” custom_margin=”||50px|” global_colors_info=”{}”] DEPOSITO Deposito adalah produk sejenis jasa tabungan dengan jangka waktu tertentu yang bisa dimanfaatkan oleh masyarakat untuk menyimpan dana nya dimana Dana dalam Deposito PT. BANK SENTRA DANA - [Pengumuman](https://bprsentradanamakmur.com/pengumuman/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” inline_fonts=”Abyssinica SIL” global_colors_info=”{}”] PENGUMUMAN [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.0″ _module_preset=”default” custom_padding=”||29px|||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”http://bprsentradanamakmur.com/wp-content/uploads/2026/08/b6df6221-aa68-4180-8848-ca613c44a366.png” title_text=”b6df6221-aa68-4180-8848-ca613c44a366″ _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_image][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_column][/et_pb_row][/et_pb_section] - [Tabungan SDM](https://bprsentradanamakmur.com/tabungan-sdm/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_image src=”http://bprsentradanamakmur.com/wp-content/uploads/2021/05/multiguna03.jpg” title_text=”multiguna03″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ min_height=”1184.9px” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.0″ text_font=”||||||||” header_font=”||||on||||” text_orientation=”justified” custom_margin=”||50px|” global_colors_info=”{}”] TABUNGAN SDM Tabungan SDM adalah suatu produk tabungan yang dikeluarkan oleh PT. BANK PEREKONOMIAN RAKYAT SENTRA DANA MAKMUR, sebuah tabungan yang aman dengan berbagai keunggulan sehingga - [Laporan Publikasi](https://bprsentradanamakmur.com/laporan-publikasi/) - [et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero” _builder_version=”4.16″ background_color=”#233b4e” parallax=”on” custom_padding=”0px|0px|0px|0px” global_colors_info=”{}”][et_pb_fullwidth_header title=”Laporan PUBLIKASI” background_overlay_color=”rgba(29,38,51,0.86)” content_max_width=”700px” admin_label=”Hero Section” _builder_version=”4.16″ title_font=”|700||on|||||” title_font_size=”57px” title_line_height=”1.3em” content_font=”||||||||” content_font_size=”20px” background_color=”rgba(255, 255, 255, 0)” background_image=”http://bprsentradanamakmur.com/wp-content/uploads/2018/08/baground-gradient-hitam-ungu.jpg” parallax=”on” parallax_method=”on” custom_button_one=”on” button_one_border_radius=”0px” button_one_letter_spacing=”4px” button_one_font=”Oswald|on||on|” button_one_icon=”$||divi||400″ button_one_icon_color=”#ffffff” custom_margin=”|||” custom_padding=”150px||43px|||” custom_padding_tablet=”60px||60px|” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” animation_style=”fade” animation_direction=”bottom” animation_duration=”1400ms” title_font_size_tablet=”” title_font_size_phone=”35px” title_font_size_last_edited=”on|phone” button_one_text_color_hover=”#ffffff” button_one_border_color_hover=”#ffffff” button_one_border_radius_hover=”0px” button_one_letter_spacing_hover=”4px” button_one_bg_color_hover=”rgba(0,0,0,0)” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”on” button_one_text_color__hover=”#ffffff” - [Laporan Berkelanjutan](https://bprsentradanamakmur.com/laporan-berkelanjutan/) - [et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero” _builder_version=”4.16″ background_color=”#233b4e” parallax=”on” custom_padding=”0px|0px|0px|0px” global_colors_info=”{}”][et_pb_fullwidth_header title=”Laporan kEUANGAN bERKELANJUTAN” background_overlay_color=”rgba(29,38,51,0.86)” content_max_width=”700px” admin_label=”Hero Section” _builder_version=”4.16″ title_font=”|700||on|||||” title_font_size=”57px” title_line_height=”1.3em” content_font=”||||||||” content_font_size=”20px” background_color=”rgba(255, 255, 255, 0)” background_image=”http://bprsentradanamakmur.com/wp-content/uploads/2018/08/baground-gradient-hitam-ungu.jpg” parallax=”on” parallax_method=”on” custom_button_one=”on” button_one_border_radius=”0px” button_one_letter_spacing=”4px” button_one_font=”Oswald|on||on|” button_one_icon=”$||divi||400″ button_one_icon_color=”#ffffff” custom_margin=”|||” custom_padding=”150px||43px|||” custom_padding_tablet=”60px||60px|” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” animation_style=”fade” animation_direction=”bottom” animation_duration=”1400ms” title_font_size_tablet=”” title_font_size_phone=”35px” title_font_size_last_edited=”on|phone” button_one_text_color_hover=”#ffffff” button_one_border_color_hover=”#ffffff” button_one_border_radius_hover=”0px” button_one_letter_spacing_hover=”4px” button_one_bg_color_hover=”rgba(0,0,0,0)” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”on” - [Laporan GCG](https://bprsentradanamakmur.com/laporan-gcg/) - [et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero” _builder_version=”4.16″ background_color=”#233b4e” parallax=”on” custom_padding=”0px|0px|0px|0px” global_colors_info=”{}”][et_pb_fullwidth_header title=”Laporan GCG” background_overlay_color=”rgba(29,38,51,0.86)” content_max_width=”700px” admin_label=”Hero Section” _builder_version=”4.16″ title_font=”|700||on|||||” title_font_size=”57px” title_line_height=”1.3em” content_font=”||||||||” content_font_size=”20px” background_color=”rgba(255, 255, 255, 0)” background_image=”http://bprsentradanamakmur.com/wp-content/uploads/2018/08/baground-gradient-hitam-ungu.jpg” parallax=”on” parallax_method=”on” custom_button_one=”on” button_one_border_radius=”0px” button_one_letter_spacing=”4px” button_one_font=”Oswald|on||on|” button_one_icon=”$||divi||400″ button_one_icon_color=”#ffffff” custom_margin=”|||” custom_padding=”150px||43px|||” custom_padding_tablet=”60px||60px|” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” animation_style=”fade” animation_direction=”bottom” animation_duration=”1400ms” title_font_size_tablet=”” title_font_size_phone=”35px” title_font_size_last_edited=”on|phone” button_one_text_color_hover=”#ffffff” button_one_border_color_hover=”#ffffff” button_one_border_radius_hover=”0px” button_one_letter_spacing_hover=”4px” button_one_bg_color_hover=”rgba(0,0,0,0)” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”on” button_one_text_color__hover=”#ffffff” - [Laporan Publikasi Lain-lain](https://bprsentradanamakmur.com/laporan-publikasi-lain-lain/) - [et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero” _builder_version=”4.16″ background_color=”#233b4e” parallax=”on” custom_padding=”0px|0px|0px|0px” global_colors_info=”{}”][et_pb_fullwidth_header title=”Laporan PUBLIKASI LAIN – LAIN” background_overlay_color=”rgba(29,38,51,0.86)” content_max_width=”700px” admin_label=”Hero Section” _builder_version=”4.16″ title_font=”|700||on|||||” title_font_size=”57px” title_line_height=”1.3em” content_font=”||||||||” content_font_size=”20px” background_color=”rgba(255, 255, 255, 0)” background_image=”http://bprsentradanamakmur.com/wp-content/uploads/2018/08/baground-gradient-hitam-ungu.jpg” parallax=”on” parallax_method=”on” custom_button_one=”on” button_one_border_radius=”0px” button_one_letter_spacing=”4px” button_one_font=”Oswald|on||on|” button_one_icon=”$||divi||400″ button_one_icon_color=”#ffffff” custom_margin=”|||” custom_padding=”150px||43px|||” custom_padding_tablet=”60px||60px|” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” animation_style=”fade” animation_direction=”bottom” animation_duration=”1400ms” title_font_size_tablet=”” title_font_size_phone=”35px” title_font_size_last_edited=”on|phone” button_one_text_color_hover=”#ffffff” button_one_border_color_hover=”#ffffff” button_one_border_radius_hover=”0px” button_one_letter_spacing_hover=”4px” button_one_bg_color_hover=”rgba(0,0,0,0)” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” - [Laporan Tahunan](https://bprsentradanamakmur.com/laporan-tahunan/) - [et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero” _builder_version=”4.16″ background_color=”#233b4e” parallax=”on” custom_padding=”0px|0px|0px|0px” global_colors_info=”{}”][et_pb_fullwidth_header title=”Laporan tahunan” background_overlay_color=”rgba(29,38,51,0.86)” content_max_width=”700px” admin_label=”Hero Section” _builder_version=”4.16″ title_font=”|700||on|||||” title_font_size=”57px” title_line_height=”1.3em” content_font=”||||||||” content_font_size=”20px” background_color=”rgba(255, 255, 255, 0)” background_image=”http://bprsentradanamakmur.com/wp-content/uploads/2018/08/baground-gradient-hitam-ungu.jpg” parallax=”on” parallax_method=”on” custom_button_one=”on” button_one_border_radius=”0px” button_one_letter_spacing=”4px” button_one_font=”Oswald|on||on|” button_one_icon=”$||divi||400″ button_one_icon_color=”#ffffff” custom_margin=”|||” custom_padding=”150px||43px|||” custom_padding_tablet=”60px||60px|” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” animation_style=”fade” animation_direction=”bottom” animation_duration=”1400ms” title_font_size_tablet=”” title_font_size_phone=”35px” title_font_size_last_edited=”on|phone” button_one_text_color_hover=”#ffffff” button_one_border_color_hover=”#ffffff” button_one_border_radius_hover=”0px” button_one_letter_spacing_hover=”4px” button_one_bg_color_hover=”rgba(0,0,0,0)” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”on” button_one_text_color__hover=”#ffffff” - [Kredit Multiguna](https://bprsentradanamakmur.com/kredit-multiguna/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_image src=”http://bprsentradanamakmur.com/wp-content/uploads/2025/06/KREDIT-MULTIGUNA-1.jpg” title_text=”KREDIT MULTIGUNA” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_orientation=”justified” min_height=”138.4px” custom_margin=”|||” custom_padding=”||44px|||” global_colors_info=”{}”] KREDIT MULTIGUNA Kredit Multiguna adalah Pembiayaan kepada calon nasabah yang dapat digunakan untuk berbagai macam kebutuhan dengan penggunaan dana, misalnya untuk modal kerja, renovasi rumah, - [Kredit Konsumtif](https://bprsentradanamakmur.com/kredit-konsumtif/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_image src=”http://bprsentradanamakmur.com/wp-content/uploads/2025/06/KREDIT-KONSUMTIF.jpg” title_text=”KREDIT KONSUMTIF” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ min_height=”974.8px” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_orientation=”justified” custom_margin=”|143px|50px|||” custom_padding=”|0px||||” global_colors_info=”{}”] KREDIT KONSUMTIF Kredit Konsumtif adalah kredit perorangan untuk pembiayaan kebutuhan pribadi seperti : pembelian kendaraan roda 2 , roda 4, biaya pendidikan, renovasi rumah. [/et_pb_text][et_pb_text - [Kredit Modal Kerja](https://bprsentradanamakmur.com/kredit-modal-kerja/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_image src=”http://bprsentradanamakmur.com/wp-content/uploads/2025/06/KREDIT-MULTIGUNA.jpg” title_text=”KREDIT MULTIGUNA” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.19.4″ text_font=”||||||||” text_orientation=”justified” custom_margin=”|-154px|50px|||” custom_padding=”|2px||||” global_colors_info=”{}”] KREDIT MODAL KERJA Manfaatkan kredit modal kerja sebagai fasilitas untuk memenuhi kebutuhan modal usaha baik usaha mikro kecil dan menengah ataupun perusahaan dengan proses cepat dan - [Tentang Kami](https://bprsentradanamakmur.com/tentang-kami/) - [et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero” _builder_version=”4.16″ background_color=”#233b4e” parallax=”on” custom_padding=”0px|0px|0px|0px” global_colors_info=”{}”][et_pb_fullwidth_header title=”Tentang Kami” background_overlay_color=”rgba(29,38,51,0.86)” content_max_width=”700px” admin_label=”Hero Section” _builder_version=”4.27.4″ title_font=”|700||on|||||” title_font_size=”57px” title_line_height=”1.3em” content_font=”||||||||” content_font_size=”20px” background_color=”rgba(255, 255, 255, 0)” background_image=”http://bprsentradanamakmur.com/wp-content/uploads/2018/08/baground-gradient-hitam-ungu.jpg” parallax=”on” parallax_method=”on” custom_button_one=”on” button_one_border_radius=”0px” button_one_letter_spacing=”4px” button_one_font=”Oswald|on||on|” button_one_icon=”$||divi||400″ button_one_icon_color=”#ffffff” custom_margin=”|||” custom_padding=”150px||150px|” custom_padding_tablet=”60px||60px|” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” animation_style=”fade” animation_direction=”bottom” animation_duration=”1400ms” title_font_size_tablet=”” title_font_size_phone=”35px” title_font_size_last_edited=”on|phone” button_one_text_color_hover=”#ffffff” button_one_border_color_hover=”#ffffff” button_one_border_radius_hover=”0px” button_one_letter_spacing_hover=”4px” button_one_bg_color_hover=”rgba(0,0,0,0)” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”on” button_one_text_color__hover=”#ffffff” - [Kontak](https://bprsentradanamakmur.com/kontak/) - [et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero” _builder_version=”4.16″ background_color=”#233b4e” parallax=”on” custom_padding=”0px|0px|0px|0px” global_colors_info=”{}”][et_pb_fullwidth_header title=”Kontak” background_overlay_color=”rgba(29,38,51,0.86)” content_max_width=”700px” admin_label=”Hero Section” _builder_version=”4.27.4″ title_font=”|700||on|||||” title_font_size=”57px” title_line_height=”1.3em” content_font=”||||||||” content_font_size=”20px” background_color=”rgba(255, 255, 255, 0)” background_image=”http://bprsentradanamakmur.com/wp-content/uploads/2018/08/baground-gradient-hitam-ungu.jpg” parallax=”on” parallax_method=”on” custom_button_one=”on” button_one_border_radius=”0px” button_one_letter_spacing=”4px” button_one_font=”Oswald|on||on|” button_one_icon=”$||divi||400″ button_one_icon_color=”#ffffff” custom_margin=”|||” custom_padding=”150px||150px|” custom_padding_tablet=”60px||60px|” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” animation_style=”fade” animation_direction=”bottom” animation_duration=”1400ms” hover_enabled=”0″ title_font_size_tablet=”” title_font_size_phone=”35px” title_font_size_last_edited=”on|phone” button_one_text_color_hover=”#ffffff” button_one_border_color_hover=”#ffffff” button_one_border_radius_hover=”0px” button_one_letter_spacing_hover=”4px” button_one_bg_color_hover=”rgba(0,0,0,0)” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”on” button_one_text_color__hover=”#ffffff” - [Kredit Pemilikan Rumah](https://bprsentradanamakmur.com/kredit-pemilikan-rumah/) - [et_pb_section fb_built=”1″ fullwidth=”on” theme_builder_area=”post_content” _builder_version=”4.27.4″ _module_preset=”default”][et_pb_fullwidth_image src=”http://bprsentradanamakmur.com/wp-content/uploads/2025/06/KPR.jpg” _builder_version=”4.27.4″ _module_preset=”default” theme_builder_area=”post_content” title_text=”KPR” hover_enabled=”0″ sticky_enabled=”0″][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ min_height=”1390.5px” custom_padding=”17px|||||” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.16″ custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_orientation=”justified” width=”93%” custom_margin=”||50px|” global_colors_info=”{}”] KREDIT PEMILIKAN RUMAH (KPR) Kredit Pemilikan Rumah adalah kredit yang digunakan untuk mempermudah nasabah membeli rumah dengan fasilitas angsuran jangka panjang. 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